Terms & Conditions
Last updated: January 15, 2026
These Terms and Conditions govern the access and use of the website verioconsult.com, operated by Verioconsult S.A.S., a commercial company incorporated under the laws of the Republic of Colombia, with Tax ID (NIT) 901.567.432-1 and domiciled at Carrera 7 #71-21, Office 1002, Bogotá D.C., Colombia. By accessing and using this website, you accept these terms in their entirety.
1. Purpose of the website
This website is intended exclusively to provide educational and informational content on personal finance, budget planning, savings, and general financial concepts directed at the Colombian public. The published content does not constitute personalized financial, investment, tax, or legal advice.
2. Educational nature of the content
All material published on verioconsult.com, including articles, guides, infographics, and any other content, serves exclusively educational and informational purposes. Verioconsult is not a financial institution supervised by the Financial Superintendence of Colombia and is not authorized to collect public resources or offer regulated financial products. References to financial products such as pension funds, CDTs, or savings accounts are made for informational and comparative purposes only and do not constitute an investment recommendation.
3. Limitation of liability
Verioconsult strives to keep the information published on the website updated and accurate. However, we do not guarantee the accuracy, completeness, or currency of all content at all times. Financial decisions you make based on information from this site are your sole responsibility. We recommend consulting with a certified financial professional before making decisions that affect your assets. Verioconsult shall not be liable for any direct, indirect, incidental, or consequential damages resulting from the use or inability to use this website.
4. Intellectual property
All content on this website, including but not limited to text, graphics, logos, icons, images, data compilations, and software, is the property of Verioconsult S.A.S. or its respective owners and is protected by Colombian copyright laws (Law 23 of 1982 and Andean Decision 351). Reproduction, distribution, modification, or commercial use of the content without prior written authorization from Verioconsult is prohibited.
5. Acceptable use
By using this website, you agree to: use the content solely for personal, non-commercial purposes; not reproduce, duplicate, copy, or commercially exploit any part of the site without authorization; not introduce viruses, trojans, or other malicious code; not attempt to gain unauthorized access to the site's systems or servers; provide truthful information when completing contact forms.
6. Personal data protection
The processing of your personal data is governed by our Privacy Policy, which forms an integral part of these Terms and Conditions. By using this website and providing your personal data, you declare that you have read and accepted said policy, in accordance with Law 1581 of 2012.
7. Third-party links
This website may contain links to third-party websites that are not operated or controlled by Verioconsult. We are not responsible for the content, privacy policies, or practices of third-party websites. We recommend reviewing the terms and policies of any website you visit through links provided on our site.
8. Applicable law and jurisdiction
These Terms and Conditions are governed by the laws of the Republic of Colombia. Any dispute arising in connection with these terms shall be submitted to the jurisdiction of the competent courts of the city of Bogotá D.C., Colombia.
9. Modifications
Verioconsult reserves the right to modify these Terms and Conditions at any time. Modifications will take effect upon publication on the website. Continued use of the site after publication of changes constitutes acceptance of the same.
10. Contact
For any inquiries about these Terms and Conditions, you may contact us at: Verioconsult S.A.S., Carrera 7 #71-21, Office 1002, Edificio Avenida Chile, Bogotá D.C., Colombia. Email: contacto@verioconsult.com. Phone: +57 (601) 742-3198.